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welcome to TOMS - The Online Mortgage Shop

Please select from one of the options below to find your best mortgage and insurance deals.

find the right mortgage deal

Offering low cost mortgages for first time buyers, remortgaging, moving house and buy-to-let mortgages.

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Insurance deals

Great insurance deals on income, mortgage and family protection. Get a quick online quote now!

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mortgage calculators

Use our Quick Mortgage Calculator or Maximum Borrowing Calculator to find out how much you could borrow.

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mortgage and insurance info guides

We're happy to help you with our easy to understand info guides on mortgages and insurance.

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more about TOMS

Meet the people behind TOMS - The Online Mortgage Shop.

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contact us directly

Confused or in need of some personal advice? Contact us directly!

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© Nicholls & Associates. All rights reserved. The Online Mortgage Shop (TOMS) is a trading name of Nicholls & Associates, University of Essex Business Centre, Elmer Approach, Southend on Sea, Essex, SS1 1LW. Nicholls & Associates is authorised and regulated by the Financial Services Authority. FSA register number 477962. This site is only directed at persons within the UK.

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